KEO Employee Image

K Lab is the trust infrastructure company behind K Rails.

K Lab is a Miami-based B2B technology company building the trust infrastructure that enables banks to finance enterprise, multinational and government account payables at scale.

What We Built

By combining a programmable, blockchain-verified trust layer with intelligent transaction orchestration, K Lab enables digital reverse factoring and confirming programs for receivables that have historically been too complex or opaque to finance.

K Lab adds a programmable trust layer on top of existing financial systems — banking core, ERPs — verifying participants, automating compliance checks and validating transactions ahead of every transfer while creating a transparent record of every step.

One core platform. Three modules extend it — adopt one, or the full stack.

ExploreThe core. Decides whether a payment should move, under what conditions, and through which rail. Compliance and audit, built in.
Real-time credit and risk scoring on financial, tax, bank and bureau data. Continuous monitoring, not one-time underwriting.
Finds and ranks commercial opportunities, feeding new deal origination.
Ask questions by text or voice. Get instant answers, summaries and visualizations, pulled from every data source on the platform.

Who wins?

Everybody!

Enterprises, multinationals and governments save.

Banks lend and earn the spread.

Suppliers advance invoices for working capital.

K Lab earns a fee in the middle.

Our Trajectory

More than five years of intelligence. One programmable platform.

K Lab is built on the transaction history, proprietary models and operational data acquired from KEO World — a B2B payments company that processed real transactions across Latin America for more than five years.

That earned intelligence is now the foundation of K Rails — a system trained on how institutional money actually moves.

2020
→
2025SOLD!
→
→ACQUIRED 5 YEARS R&D AI PROJECTS FROM KEO WORLD
→ACQUIRED COPY AND LICENSING RIGHTS OF BLOCKCHAIN PAYMENT RAILS
→SECURED DATA ACCESS AGREEMENT TO TRAIN PROPRIETARY MODELS

Manifesto

In code we trust. In people we invest.
We don't build tech. We build trust.
Success is only success if it's shared.
Incorruptible by design.
Defending the future from the friction of the past.
The more we create, the more we give.
Fraud significantly reduced. Accountability guaranteed.
Our architecture doesn't sleep.
Progress, accelerated.
Rules enforced before money moves.
Defensible by design. Auditable at every step.

K Lab Foundation

THE MOREWE CREATETHE MOREWE GIVE.

K Lab Foundation

Company Culture

Innovation Through Teamwork & Inclusion.

K Lab combines start-up energy with extensive industry experience, including leadership shaped by Nasdaq, Santander, Digital Asset, and Palantir pedigrees, to develop innovative technologies. We have a deep commitment to advancing diversity, equality, and inclusion, essential to our mission of helping businesses and attracting exceptional people who think outside the box.

K Lab Careers
0+

People

0+

Different nationalities

0+

Languages spoken

Our Team

Jay HellerJay Heller
Farid ShidfarFarid Shidfar
Hernan MagarinosHernan Magarinos
Andres RossoAndres Rosso
Gabriel SinopoliGabriel Sinopoli
Juan SilvaJuan Silva
Nick SchwartzNick Schwartz
Tomás GuzmánTomás Guzmán